With competitive rates and flexible benefits, DFDFCU’s checking accounts are ideal for every lifestyle.


Checking Accounts

Earn interest on your FREE checking account with no monthly fees.


  • Interest bearing
  • No minimum balance
  • Over 30,000 surcharge free ATMs through CO-OP Network ATMs
  • No monthly fees
  • Free debit card, accepted at millions of locations worldwide
  • Free digital banking and Bill Pay
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Reorder Checks

Debit Cards

DFDFCU offers its members a FREE VISA® Debit card with all checking accounts. The VISA® Debit card can be used for making purchases or obtaining cash without writing a check at thousands of merchants and ATM’s across the world. The payment comes directly from your checking account and the transactions can be easily tracked through Mobile or Digital Banking. 

Apple Pay®

You can use your DFDFCU debit card with Apple Pay® at a variety of merchants in stores, within apps and online. Apple Pay® is an easy, secure way to pay in stores, within apps, and online with your iPhone®, Apple Watch®, iPad®, and Mac. You can quickly check out using the devices you carry every day. Look for either of these symbols at checkout:


Google Pay®

Google Pay® is the fast, simple way to pay with your DFDFCU debit card in stores, in apps and online. Look for either of these symbols at checkout:


Samsung Pay®

Samsung Pay® is a mobile payment and digital wallet service by Samsung Electronics that lets users make payments using compatible phones and other Samsung-produced devices. Look for either of these symbols at checkout:

Samsung Pay 

Do you see some unusual Debit card transactions? Please see our Debit Card dispute form.

Traveling soon and planning to use your debit card? Fill out our secure Travel Notification form.

Direct Deposit

The Automatic, Convenient, Confidential Way to Save Time and Money!

Direct deposit is the fast, secure way to automatically have your paycheck, retirement check, or any recurring automatic payment deposited into your DFDFCU checking account. And, you'll still receive a pay statement from your employer, enabling you to keep accurate records.

Direct Deposit Information

Download Payroll Distribution Form

*Account qualifications apply. Reference the Membership Agreement and Disclosures document for additional account information. Additional fees may apply to the checking account based on usage and account balance. Please review DFDFCU’s Business and Consumer Fee Schedule for additional information. Any dividend rates disclosed for a checking account are disclosed in APY – Annual Percentage Yield

Contact a DFDFCU Personal Banker to learn more about our checking product.

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