With competitive rates and flexible benefits, DFDFCU’s checking accounts are ideal for every lifestyle.


Checking Accounts

Earn interest on your FREE checking account with no monthly fees. A minimum deposit of $75.00 is required to open the account and is secured while your checking account is open. No additional minimum is required to have a checking account at DFDFCU.


  • Interest bearing
  • No minimum balance
  • Over 30,000 surcharge free ATMs through CO-OP Network ATMs
  • No monthly fees
  • Free debit card, accepted at millions of locations worldwide
  • Free digital banking and Bill Pay
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Debit Cards

DFDFCU offers its members a FREE VISA® Debit card with all checking accounts. The VISA® Debit card can be used for making purchases or obtaining cash without writing a check at thousands of merchants and ATM’s across the world. The payment comes directly from your checking account and the transactions can be easily tracked through Mobile or Digital Banking. Visa Debit cards also work with CardValet®

Apple Pay

You can use your Denver Fire Dept FCU debit card with Apple Pay at a variety of merchants in stores, within apps and online. Apple Pay is an easy, secure way to pay in stores, within apps, and online with your iPhone®, Apple Watch®, iPad®, and Mac. You can quickly check out using the devices you carry every day. Look for either of these symbols at checkout:


Google Pay

Google Pay™ is the fast, simple way to pay with your Denver Fire Dept FCU debit card in stores, in apps and online. Use your eligible Denver Fire Dept FCU debit card with Google Pay at a variety of merchants, in stores, in apps and online. Look for either of these symbols at checkout:


Do you see some unusual Debit card transactions? Please see our Debit Card dispute form.

Traveling soon and planning to use your debit card? Fill out our secure Travel Notification form.

Direct Deposit

The Automatic, Convenient, Confidential Way to Save Time and Money!

Direct deposit is the fast, secure way to automatically have your paycheck, retirement check, or any recurring automatic payment deposited into your DFDFCU checking account. And, you'll still receive a pay statement from your employer, enabling you to keep accurate records.

Direct Deposit Information

Download Payroll Distribution Form

*Account qualifications apply. Reference the Membership Agreement and Disclosures document for additional account information. Additional fees may apply to the checking account based on usage and account balance. Please review DFDFCU’s Fee Schedule for additional information. Any dividend rates disclosed for a checking account are disclosed in APY – Annual Percentage Yield

Contact a DFDFCU Personal Banker to learn more about our checking product.

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