Business and Consumer Fee Schedule

Effective as of: 02/01/2024

Checking Account Fees
NSF/Returned item (Draft / ACH / Debit Card) per item	$25.00
Stop Payment (ACH and Draft) per item	$25.00
Copy of Draft per copy	$3.00
Overdraft transfer (Draft / ACH / Debit Card) per item	$1.00

Money Market Share Account Fees
Excess Withdrawal (over six times)	$1.00

Other Services
Wire Transfer outgoing (Domestic)	$10.00
Wire Transfer outgoing (International)	$40.00
Wire Transfer (Select Local Credit Union)	FREE
Coin Counting	3.00%
Cashiers or Teller Checks per item	$1.00
Account Research or Reconciliation per hour	$25.00
Statement Copy	$2.00 per statement
Temporary Checks / 2 sheets free per year	$4.00 per sheet
Move a loan from one account to another	$10.00 per loan
Skip-A-Payment Processing Fee	$15.00

Credit Cards
Credit Card Late Payment Fee - Charged at 20 days delinquent	$10.00

Debit and Credit Card Replacement / per card
1st Card	FREE
2nd Card	$15.00
Thereafter	$30.00
Credit, Debit or H.S.A. Rush Fee	$30.00 per shipment

Loans
Late Payment Fee -- Charged at 20 days delinquent	$10
RPM Late Fee -- Charged at 60 days delinquent	5% of the monthly payment
Loan Processing Fee	$25.00

Bad Address Fee
Bad Address Fee per month	$12.50

Dormant Accounts
Dormant Account Fee per year	$12.50

Safe Deposit Boxes
3'H' x 5'W' Size - Annual Rental	$30.00
3'H' x 10 'W' Size - Annual Rental	$50.00
5'H' x 10 'W' Size - Annual Rental	$70.00
7'H' x 10'W' Size - Annual Rental	$80.00
10'H' x 10'W' Size - Annual Rental	$100.00
Change Locks - Charged at our cost
Drilling Box - $125

Digital Banking
Bill Pay Rush Fee	$14.95
Bill Pay NSF Fee	$25.00
Bill Pay Stop Payment Fee	$25.00

Zelle®
Transactions	FREE
Stop Payment Fee	$10.00

TransferNow (External Transfer)
Next Day Incoming/Outgoing	$2.50

Contact a DFDFCU Personal Banker with any questions about our fees.

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