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Business & Consumer Fee Schedule

Effective as of: 02/01/2025

Checking Account Fees
NSF/Returned item (ACH and Draft) per item$25.00
Stop Payment (ACH and Draft) per item$25.00
Copy of Cleared Drafts$3.00
Overdraft transfer (Draft / ACH / Debit Card) per item$1.00
Money Market and Share Account Fees
Excess Withdrawal (over six withdrawals per month)$1.00
Other Services
Wire Transfer outgoing (Domestic)$10.00
Wire Transfer outgoing (International)$40.00
Wire Transfer (Select Local Credit Unions)FREE
Cashiers or Teller Checks per item$1.00
Temporary Checks / 2 sheets free per year$4.00 per sheet
Move a loan from one account to another$10.00 per loan
Account Research or Reconciliation per hour$25.00
Statement Copy$2.00 per statement
Coin Counting3.00% of balance above $250
Skip-A-Payment Processing Fee$15.00
Bad Address Fee
Bad Address Fee per month$12.50
Dormant/Inactive Accounts
Dormant Account Fee per year$12.50
Credit Cards 
Credit Card Late Payment Fee - Charged at 20 days delinquent $10.00
Debit and Credit Card Replacement / per card
1st CardFREE
2nd Card$15.00
Thereafter$30.00
Credit, Debit, or H.S.A. Rush Fee$30.00 per shipment
Loans
Late Payment Fee -- Charged at 20 days delinquent $10.00
RPM Late Payment Fee -- Charged at 60 days delinquent 5% of the monthly payment 
Loan Processing Fee$25.00
Safe Deposit Boxes 
3'H' x 5'W' Size - Annual Rental$30.00
3'H' x 10 'W' Size - Annual Rental$50.00
5'H' x 10 'W' Size - Annual Rental$70.00
7'H' x 10'W' Size - Annual Rental$80.00
10'H' x 10'W' Size - Annual Rental$100.00
Change LocksCharged at our cost
Drilling Box$125.00
Digital Banking
Bill Pay Rush Fee$14.95
Bill Pay NSF Fee$25.00
Bill Pay Stop Payment and Rejected Fee$25.00
TransferNow (External Transfer)
Next Day$2.50
 Zelle®
 TransactionsFREE 
 Stop Payment Fee$10.00 
Worldwide Shipping Fees
2-DayAt Cost
OvernightAt Cost
Priority Overnight Including SaturdaysAt Cost
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