Business and Consumer Loan Rates


Effective as of: 04/22/2024

Loan TypeRates As Low As
New Vehicles (2023-2024) 6.49% APR*
Used Vehicles (2016-2022) 6.49% APR*
Older Vehicles (2015 and prior) 7.49% APR*
New Recreational Vehicles (2023-2024) (camp trailers, motor homes, fifth wheels) 7.99% APR*
New Recreational Vehicles (2023-2024) (motorcycles, ATV's, scooters, snow machines) 7.49% APR*
First Mortgage Contact a Personal Banker today
RPM Mortgage Contact a Personal Banker today
Second Mortgage 9.00% APR*
Home Equity Line of Credit 8.50% APR*
VISA® Platinum Rewards 13.50% APR* **
VISA® Platinum Non-Rewards 11.50% APR* **
VISA® Platinum Business 14.50% APR* **
Overdraft Standard Line of Credit 11.49% APR*
Signature Loan 9.59% APR*
Share/CD Secured 2.50% APR* over share collateral offered for security

*Rates and terms for all loan product offerings are subject to change without notice and are dependent on credit qualifications and total amount financed. The lowest rate shown is for borrowers who are well qualified. All loans are subject to final credit approval. Savings and certificate secured loans exclude HSA accounts. Actual payment amounts on all loans are based on your repayment schedule. APR - Annual Percentage Rate. LTV - Loan-to-value. 

**DFDFCU VISA® Cards: APR will vary with the market based on the Prime Rate.  

Contact a DFDFCU Personal Banker with questions about our lending products. 

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