Business and Consumer Deposit Rates

 

Savings Rates

Effective as of: 04/01/2024

 Account TypeRateAPY*
Share Savings 0.10% 0.10%
Share Draft 0.05% 0.05%
Tiered Money Market    
          $0-$4,999 0.10% 0.10%
          $5,000- $49,999 1.15% 1.16%
          $50,000- $99,999 2.00% 2.02%
          $100,000 and above 3.00% 3.04%
IRA Share 0.25% 0.25%
HSA Share     
          $0-$4,999 0.60% 0.60%
          $5,000 to $9,999 1.15% 1.16%
          $10,000 and above 1.50%

1.51%

Cash Custody Savings Account** 4.00%

4.07%

*APY - Annual Percentage Yield. Rates are subject to change without notice. Dividends are paid from current income and available earnings of the credit union. Fees may reduce earnings. 

** Cash Custody Savings Accounts require a Cash Custodial Agreement with DFDFCU.  Additional Terms and Conditions apply.  Please speak to a Personal Banker for more details.  

Share/IRA Certificates

Effective as of: 04/01/2024

TermRateAPY*Minimum
6 months 4.50% 4.59% $500 Minimum
12 months 4.65% 4.75% $500 Minimum
24 months 3.75% 3.92% $500 Minimum
36 months 3.65% 3.71% $500 Minimum
60 month 3.45% 3.51% $500 Minimum

*APY - Annual Percentage Yield. Rates are subject to change without notice. Dividends are paid from current income and available earnings of the credit union. Fees may reduce earnings. All Certificates of Deposit have a $500 minimum balance requirement.

Contact a DFDFCU Personal Banker with any questions or if you'd like to get started with one of our deposit products.

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