Commercial Loans

At DFDFCU, we take your business goals seriously. Through our ownership of Centennial Lending, we offer a variety of financing solutions to meet your needs including: Commercial Mortgage Loans, Term Loans, Lines of Credit, Equipment Loans and Commercial Vehicle Loans.


Commercial Real Estate Loans

Take advantage of the real estate lending experience offered through Centennial Lending. Through our ownership we offer competitive rates and terms in addition to personal service. We offer a variety of commercial real estate transactions including residential rental properties, investment properties mixed-use space, refinancing a light industrial complex, constructing an owner-occupied space or seeking a line of credit to help manage seasonal cash flow, we have the knowledge and product flexibility to meet your needs.

Term Loans

DFDFCU through Centennial offers a variety of residential investment property funding options. For your longer-term needs when financing residential rentals, commercial real estate and other non-real estate business property. The lending experts at Centennial Lending can help take care of your business needs.

Lines of Credit

Help fund your day to day operations and meet your cash flow needs. DFDFCU through Centennial Lending offers flexible payment options and terms to suit all types of businesses.

Equipment Loans

As your business grows, you may find the need to acquire additional equipment or take advantage of equity in existing equipment to fund operations. Whatever the reason, our partnership with Centennial Lending allows DFDFCU to have equipment lending solutions available.

Commercial Vehicle Loans

Need a car or light truck for your business? Centennial Lending offers 100% financing to qualified borrowers.

SBA Loans

We offer SBA 504 loans through our ownership of Centennial Lending.

The SBA 504 Loan program is a powerful economic development loan program that offers small businesses another avenue for business financing, while promoting business growth, and job creation.

The 504 Loan program offers small businesses both immediate and long-term benefits, so business owners can focus on growing their business. Some of the top-level benefits include:

  • 90% financing;
  • Longer loan amortizations, no balloon payments;
  • Fixed-rate interest rates; and
  • Savings that result in improved cash flow for small businesses.

Business Credit Cards

DFDFCU offers a business credit card for our business account holders with great rates, rewards and NO annual fee.

  • No annual fee
  • No balance transfer fees
  • 25-day grace period on purchases
  • ATM and cash advance options
  • Rewards (when rewards card selected at card application)

Lost VISA® Credit Card and 24 hour service: 1-866-686-2032 

Apply Now

*Standard credit qualifications apply. All loans are subject to final credit approval. Any rates disclosed regarding any loan product with DFDFCU are disclosed in APR – Annual Percentage Rate.

Ready to get started?

Apply Online

Please click the link below to access the commercial loan application. Please contact a commercial loan officer at Centennial Lending at (720) 494-2740 to submit the application with supporting documentation.

Download Commercial Loan Application

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