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Personal Loans

Signature Loans

DFDFCU, offers signature loans with terms from 1 to 3 years. A signature loan is an unsecured loan that only requires your signature without further collateral. Risk based lending does apply in determining the interest rate on a signature loan.

Overdraft Protection

Use an overdraft line of credit as protection on your checking account or as a means of quick and easy access to your funds. You may also use a Share Savings or a Money Market account to cover any potential overdrafts.

Secured Loans

Share Secured Loan

These loans are secured 100% by your Share Savings or Money Market account at DFDFCU. This is a great way to maintain the balance in your account, plus you continue to earn interest on your savings pledged as collateral. A share secured loan is only 2% above the rate that you’re earning in your savings or money market account – making it a very reasonable loan.

A share secured loan can help you rebuild credit, or help you to establish credit for children and grandchildren by establishing an installment loan that is guaranteed approved. Share secured loans can be obtained for terms up to 10 years.

Certificate of Deposit Secured Loan

Certificate Loans are secured 100% by your Certificate of Deposit (CD) at DFDFCU. The interest rate is 2% above the dividend rate you’re currently earning on your certificate. Terms of the loan equal the term of your certificate. Similar to a share secured loan, a CD loan can help you rebuild credit, or help you to establish credit for children and grandchildren by establishing an installment loan that is guaranteed approved.