Fee Schedule: Effective 10/1/2009

Compare us to our Competition. Most of our competitors NSF fees are at $25-40, ours is $5. We believe in giving back to our member owners, we don’t have a three-page fee schedule, this is it, if it’s not listed - it’s free!

Checking Account Fees NSF/Returned item (Draft / ACH / Debit Card) per item $5.00 Stop Payment / Per item $5.00 Copy of Draft / Per draft $2.00 Overdraft transfer (Draft / ACH / Debit Card) per item $1.00 Money Market Share Account Fees Excess Withdrawal (Over six times) $1.00 Other Services Wire Transfer outgoing (Domestic) $7.50 Wire Transfer outgoing (International) $25.00 Wire Transfer (Local Credit Union) FREE Mastercard Gift Cards $3.95 Mastercard Reloadable Travel Cards $9.95 Western Union $15.00 Cashiers / Teller Checks / per item $1.00 Account Research or Reconciliation per hour $25.00 Statement Copy $2.00 Cards Debit and Credit Card Replacement / per card 1st Card FREE 2nd Card $10.00 Thereafter $25.00 Safe Deposit Boxes 3x5 Size - Annual Rental $18.00 3x10 Size - Annual Rental $30.00 5x10 Size - Annual Rental $45.00 6x10 Size - Annual Rental $50.00 10x10 Size - Annual Rental $75.00 Change Locks - Charged at our cost Drilling Box - Charge at our cost